Top investment apps in Nigeria (2021)

Investment is a very good way to grow income. One of the best habits of rich and successful people is investment. Learning to invest can have a long and positive impact in the financial life of anybody. Investing your money in Nigeria is very easy these days because of the presence of investment apps in Nigeria that allows anyone invest from their phone.

What is investment?

Investment is the process of someone investing money for profit. For example, Mr. Akpan has ₦30, 000 that he is not using. Instead of just keeping the money in his bank account or at home, he decides to invest the money in a business. At the end of a year or two, the ₦30, 000 has become ₦60, 000 or more. That is what investment is all about


What are investment apps?

Investment apps are online investment platform that help people invest their moneys securely for profit. What investment app does is gather business opportunities that are worth investing in with promising returns for investors, they push these opportunities to the users for investment. From the app, users can invest, monitor their investment and claim their profit.


With investment apps, you do not need to worry about where to invest your money. They already partner with promising businesses, which are mostly vetted and secure. All you have to do is go through the investment opportunities and invest from the comfort of your phone. With less risk as the investment apps take it upon themselves to do due diligence before allowing any business on their platform.


Top investment apps in Nigeria

Below are the top investment apps in Nigeria.

1. PiggyVest (

PiggyVest formerly known as is the leading investment app in Nigeria. Founded in 2016, the app have been helping Nigerians save and invest money. This app is very popular in Nigeria With over 350, 000 people using it. They are backed by over a $1 million funding from international investors.


All the investment opportunities on this platform are vetted. Which means reduced the risk for investors. You can also save money with numerous saving plans and earn a massive interest rates on your savings.



  • Up to 25% return on investment
  • Invest with any amount
  • All investment opportunities are pre-vetted
  • Minimal to medium risk
  • Large user base
  • Massive interest rates on savings

To invest you will need to create an account. You can download and use the app. The app is available in the Google play store and Apple app store.


2. Cowrywise

Cowrywise is a fast rising investment app in Nigeria. The platform in 2018 received funding from international investors to grow it platform. You can invest and also save money on this platform.


You can invest in mutual funds with minimal risk on cowrywise and get good returns on your investment. They have partnered with major firms to make this possible. And they offer free advice and guidance. You can also save and earn interest on savings.



  • Free advisory service
  • Up to over 15% returns on investment
  • Invest as you go
  • Minimal to medium risk
  • Big interest rates on savings

To invest you have to create an account. Then you download the app which is available for android and iOS users.


3. Carbon (Paylater)

Carbon formerly known as Paylater is one of Nigeria’s biggest Fintech companies. They are well funded with up to $5 million gotten from international investors and they are very popular in Nigeria with over 1 million people using them to either secure loan or invest.


They have an investment tool in the app known as Grow wealth (invest). With this tool you can set a fixed deposit or make one time investment at minimal risk.



  • Up to 16% return on investment
  • You can invest as little as ₦100
  • Low risk to medium risk
  • Large user base

To invest you need to download the app. The app is available to android and iOS users.


4. Afrinvestor

Afrinvestor is an app offered by Afrinvest securities limited that helps people invest in stocks and treasury bills. They have lots of tools in the app to help users understand and make good trade decisions. They have various investment plans.


If you have a big interest in tradings stocks and treasury bills, this app is a good one for you.



  • Many investment opportunities
  • Medium risk
  • Resources to help users

To invest you have to download the app. It is available for Android and iOS users


5. i-invest

With i-invest you can invest in treasury bills and Eurobonds from your mobile phone with ease. You do not need a broker. All you have to do is download the app, register, login and invest!



  • Medium risk
  • Resources to help investors

The app is available for android and iOS users.

Checkout: Most lucrative businesses in Nigeria

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